A breath of fresh air is blowing through the world of compliance. The Ministry of Finance has announced that a new strategy is in the works to deal with money laundering and terrorist financing. The strategy will be presented in April 2026 and is in line with the European AML package that will take effect in 2027.
From fragmentation to coordination
The current AML approach involves many parties: banks, payment service providers, regulators, and investigative services. Although everyone takes their role seriously, there is often a lack of central control. This leads to inefficiency, high costs, and sometimes even the unintended exclusion of customers. The new strategy aims to change this. There will be more consistency, better cooperation, and more attention to the ethical side of risk assessment.
Preventing discrimination
An important part of the new strategy is preventing discrimination within compliance processes. Research shows that customers are sometimes subject to additional checks based on their origin or name, without objective reason. This is not only undesirable, but also damaging to trust in financial institutions. The government therefore wants clear guidelines and coordination to combat this.
Technology as a foundation
This is good news for organizations that work with automated compliance solutions. Technology offers the opportunity to make processes more transparent and fairer. By standardizing risk rules, analyzing data objectively, and making customer selection reproducible, there is room for responsible compliance. The new strategy will focus explicitly on this.
What can you expect?
Over the coming months, the ministry will be working on the details of this strategy. It will look at:
- Chain cooperation between gatekeepers
- Guidelines for the ethical use of data and algorithms
- Guidance for risk assessment and customer selection
- A central coordinating role to prevent fragmentation
For you as a compliance professional, this means that processes must not only be legally sound, but also socially responsible. This requires transparency, documentation, and a critical look at existing working methods.
Stay ahead of the curve
At SCOPE FinTech Solutions, we are closely following these developments. After all, technology is not just a tool, but a vehicle for trust.
Would you like to make your compliance processes future-proof with the help of technology? At SCOPE FinTech Solutions, we are happy to think along with you. Schedule a free introductory meeting to discuss the possibilities.
