the Netherlands has made demonstrable progress in the fight against money laundering and terrorist financing. But how does this translate to your organization, and what can you do to be prepared for stricter requirements and supervision?
International assessment for your compliance environment
The Financial Action Task Force (FATF) assesses countries on their compliance of 40 recommendations that are considered the global standard for anti-money laundering (AML) and combating terrorist financing (CTF) policies. In the report published on September 23th 2025, the Netherlands received a positive assessment:
- 10 recommendations are fully compliant
- 29 recommendations are largely compliant
- 1 recommendation is still partially compliant (R. 13 - correspondent banking)
These scores show that the Netherlands has significantly improved its technical compliance since the previous evaluation in 2022.
Focus on new technologies and crypto
An important part of the report is the reassessment of recommendation 15, which concerns the use of new technologies. The Netherlands is now largely compliant in dealing with risks surrounding virtual assets and crypto services. The introduction of the European MiCAR regulations plays a major role in this. This legislation sets clear requirements for crypto asset service providers, including registration, supervision, risk assessment, and sanctions.
The report emphasizes that institutions are required to identify, asses, and manage risks. This also applies to new products and services, and to transactions involving virtual assets. The FATF explicitly states that the Netherlands now has a legal framework in place that addresses these risks, including cooperation between supervisory authorities such as the AFM and DNB.
What does this mean for your organization?
If your organization falls under AML, it is essential not only to have policies in place, but also to be able to demonstrate that processes are effective. The FATF is increasingly looking at implementation and not just intention. This requires digital solutions that can automatically assess, document, and follow up on risks.
Manual processes or fragmented tools no longer meet today's requirements. You need systems that are scalable, align with your policies, and help you maintain control over compliance.
Your partner in AML integration
SCOPE FinTech Solutions offers solutions specifically developed for organizations that want to professionalize and scale their AML processes.
Our solutions can be flexibly configured based on your internal policies and processes, and implement them consistently. This saves you time, improves the quality of your compliance, and makes your team's work more efficient and interesting.
Would you like to know how your organization can remain compliant?
Schedule an introductory meeting and discover how SCOPE can help you make your AML processes future-proof.
