{"id":1293,"date":"2023-05-20T11:24:30","date_gmt":"2023-05-20T11:24:30","guid":{"rendered":"https:\/\/scope.nl\/?p=1293"},"modified":"2026-04-13T12:04:10","modified_gmt":"2026-04-13T12:04:10","slug":"wat-is-customer-due-diligence-cdd","status":"publish","type":"post","link":"https:\/\/scope.nl\/en\/wat-is-customer-due-diligence-cdd\/","title":{"rendered":"What is Customer Due Diligence (CDD)?"},"content":{"rendered":"<p>Het aangaan van nieuwe zakelijke relaties is riskant, vanwege de ultieme vraag die moet worden aangepakt: \u2018Is deze persoon of bedrijf echt wie ze zeggen dat ze zijn?\u2019 In het bedrijfsleven moeten we actieve stappen ondernemen om onze klanten en de risico\u2019s te kennen. Customer Due Diligence is een onmisbaar onderdeel geworden om deze stappen te ondernemen.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What does Customer Due Diligence mean?<\/h2>\n\n\n\n<p>Letterlijk betekent Customer Due Diligence gepaste zorgvuldigheid voor de klant. Dit is de afgelopen jaren steeds belangrijker geworden (naast veiligheid), want praktijken zoals witwassen, fraude en terrorisme zijn zaken waar we helaas nog veel mee te maken hebben. Het is dus belangrijk om uw klanten goed te kennen om te weten welk doel zij hebben en u geen risico\u2019s loopt als u een zakenrelatie aangaat. Customer Due Diligence is een hulpmiddel om cli\u00ebnten te kennen en geen relaties aan te knopen met personen die het vertrouwen in de financi\u00eble onderneming kunnen schaden.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Conducting Customer Due Diligence<\/h2>\n\n\n\n<p>Wanneer een bedrijf onder de reikwijdte van een wet- of regelgeving valt (met betrekking tot de Wet ter voorkoming van het witwassen van geld en terrorismefinanciering of gelijkwaardige Europese of Amerikaanse wetgeving) of een relatie wil aangaan met een klant of potentiele klant, dan moet er verplicht een CDD-beleid worden uitgevoerd. Dit geldt voor zowel een eenmalige transactie als een langdurige klant-leverancier relatie. In feite is dit een risico-inventarisatie en beoordeling in overeenstemming met de richtlijnen in relevante wetgeving. CDD is het proces waarbij relevante informatie over de klant wordt verzameld en beoordeeld op mogelijk risico voor de organisatie of het witwassen van geld\/terroristische financi\u00eble activiteiten. Customer Due Diligence staat ook wel bekend als \u2018know your customer\u2019 of \u2018ken uw klant\u2019. Hierbij moet een onderneming weten wie hun klant is, welke risico\u2019s de klant kan vormen en waarvoor de zakelijke relatie wordt gebruikt.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>CDD consists of:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Acceptatie van cli\u00ebnten<\/li>\n\n\n\n<li>Identificatie en verificatie van cli\u00ebnten<\/li>\n\n\n\n<li>If applicable, identification and possible verification of ultimate stakeholder<\/li>\n\n\n\n<li>Determination of the purpose and intended nature of the business relationship<\/li>\n\n\n\n<li>Monitoring en review van cli\u00ebnten, rekeningen en transacties<\/li>\n\n\n\n<li>Risk management<\/li>\n<\/ul>\n\n\n\n<p>Een gedegen CDD-beleid voorkomt dat u uw integriteit verliest en fikse boetes moet betalen. Het helpt u om uw instelling beter beschermd te houden tegen onnodige risico\u2019s.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">For whom is a CDD policy important?<\/h3>\n\n\n\n<p>Alle financi\u00eble instellingen die zich bezighouden met vermogens van hun klant zijn verplicht een goed CDD-beleid uit te voeren. Niet alleen banken, maar ook verzekeraars, accountants, financieel adviseurs en zelfs advocaten zijn verplicht bij de belastingdienst te melden als hen iets vreemds opvalt aan een klant. Financi\u00eble instellingen functioneren hiermee eigenlijk als verlengstuk van de belastingdienst. Zo wordt het steeds moeilijker om de belasting te ontduiken.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Why is CDD important?<\/h3>\n\n\n\n<p>Customer Due Diligence is important to business operations. When you establish new customer relationships, there is a lot to check. This can be done through CDD. Furthermore, CDD allows you to avoid the risk of hefty fines and reputational damage. This way, you maintain trust in your company.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">How can you successfully implement CDD?<\/h3>\n\n\n\n<p>Het inrichten van gedegen CDD-processen is wettelijk verplicht, maar het implementeren is niet altijd eenvoudig. U dient klanten vooraf te identificeren en te screenen op mogelijke risico\u2019s. Maar zelf handmatig checks uitvoeren kost veel tijd, met de SCOPE CDD oplossing kunt u dit proces automatiseren. SCOPE CDD oplossing helpt u te voldoen aan wettelijke verplichtingen, goed ge\u00efnformeerde beslissingen te nemen en te voorkomen dat uw bedrijf wordt blootgesteld aan onnodige risico\u2019s. U kunt hier alles vinden over onze CDD oplossing.<\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Het aangaan van nieuwe zakelijke relaties is riskant, vanwege de ultieme vraag die moet worden aangepakt: \u2018Is deze persoon of bedrijf echt wie ze zeggen dat ze zijn?\u2019 In het bedrijfsleven moeten we actieve stappen ondernemen om onze klanten en de risico\u2019s te kennen. Customer Due Diligence is een onmisbaar onderdeel geworden om deze stappen [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1275,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-1293","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informatie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Wat is Customer Due Diligence (CDD)?<\/title>\n<meta name=\"description\" content=\"Customer Due Diligence is een onmisbaar onderdeel geworden om deze stappen te ondernemen.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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